@Anonymous wrote:
Hello, I was wondering how auto dealerships look at your report when applying for a loan. Do they check mainly current installment loans or does credit card urilization play a big factor in getting approved? For example if I had 90% util am I less like to get approved if I had <10%? Thanks.
depdnds if 90% util. only represents 5% of your DTI or if it's 45% DTI.
and are we talking $3k in debt or $100k in debt
credit score of 580 or 780
past bankruptcy or never a baddie
1 year history or 20 years history
