Our BK was discharged in on 1/3/07. On the 20th of jan wife and I were at dalership getting and oil change and wandered the lot (dreaming) looking at new Caravans while waiting. Salesman came up and asked if we wanted to take it for a test drive and we said no and explained were just 3 weeks out of BK. He said, so...that's not a problem. Long story short we left a few hours later in our new Grand caravan with 10.9 finance through Wachovia Dealer Services.
So yes, I would say you have a chance, being a year out, providing of course you have been good during those 12 months :0)