@mzsweet wrote:
I applied for an auto loan through my credit union. They called and told me they denied me bcuz of an auto loan i had co signed for my mother was behind. I didn't know until they called me. Well i found out my mother filled bankruptcy. This all happened early nov. Well i applied through capital one a second time and they pre qualified me from $31, xxx with Apr 2.96 to 11.12. I decided to run my score and check my reports. The auto loan i co signed for Is gone. It's not on any of the 3 reports. Should i reapply to my credit union to see if they can beat captial one apr our just run with capital one? If i go with one car the apr should be 3.96 to 5%.
Scores eq 587 tu 667 ex 612
I'm going to be in a similar situation like yours. Will be applying for an Auto Loan next yr Spring with my local CU. I also have an Autoloan with CapOne Consigned with my mother. Will be trading that vehicle for a new one and now a stand alone loan for myself.
I do not see why not if you think your case is right.
