Average fico for getting approved with Road Loans

Anonymous · ‎07-21-2008

Just wondering what the average fico is for someone getting approved with Road Loans. I have a 599 and waiting for 8 more bills to hit the credit bureaus and hopefully it will go up.

Anonymous · ‎07-28-2008

I am not sure but I just applied and my scores are as follows:

TU-555

EX-585

EQ-541

Of course I haven't been approved yet but I am still waiting.....

Schoolbuskid · ‎07-28-2008

My mom was denied with scores 644.667.564, what happen was she applied with COAF, to refinance her current loan, but they denied her and i think COAF sent her App to Roadloans, because she had an inquiry from them on th same day as COAF!

Do Roadloans and COAF work together?

Rebuilding and Reducing Debt, is my game plan.

niecey89 · ‎08-20-2008

I went to Lending Tree and received a few "YES"s on auto loans. (cap1 said no and i have 2 CCs with them.) Roadloans approved me with 16% and Directloans 13.99% were the lowest. When i went to the dealership (Nissan) with the checks they gave me a slightly better deal with 13% from AmeriCredit.(the finance guy negotitated the deal with the finance company. I have a 2007 Nissan Xterra with my FICO scores below 550. Thanks Nissan. so far my scores are slowly going up (despite me having slow payments with SallieMae). I make my payments on time and have never been late. Keep trying if i can get a $30,000 truck with FICO scores below 600 you can get financed.

FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED

~

App_Addict · ‎08-20-2008

560 for me at 18%

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Anonymous · ‎08-20-2008

whogavemecredit.com probably has them listed

Anonymous · ‎08-22-2008

My scores are TU-652 EX-652 EQ-612 and was denied by Roadloans. They wanted me to reapply with a cosigner. I declined.

makeynik · ‎08-25-2008

Does Lending tree just pull once for all the lenders then? And what kind of down payment did you have, if I may ask...?

6/30/08 TU 441 EQ 425 EX 513
8/01/08 TU 499 EQ 488 EX 489
8/23/08 EQ 556
9/04/08 EQ 567
11/14/08 TU 531, EQ 582, EX 509
12/29/08 EQ 620 (yea!) EX 546 TU 555
1/17/2009 TU 568 EQ 620 EX 584, 4/15/09 TU 506, EQ 612
5/24/09 TU 558, EQ 646

niecey89 · ‎08-26-2008

I had one pull from all the lenders from Lending Tree. But the dealer pull was another one. They took my old car as a trade, not much but they took it. only money that I came out of pocket for was tags and title (a few hundred). SO basically I got the car with no money down with horrible scores.

Message Edited by niecey89 on 08-26-2008 11:44 PM

FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED

~

settleordelete · ‎08-27-2008

ROADLOANS= A LONG TIME TO PAYOFF...TRY HSBC OR A CREDIT UNION.

I've been where you are trying to go and I don't wanna go back.