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dalasdon
Regular Contributor

BMW

Anybody have knowledge of credit bureau BMW prefers or uses?

 

What scoring model do most lenders use?  Which auto score?

Message 1 of 5
4 REPLIES 4
pizzadude
Credit Mentor

Re: BMW


@dalasdon wrote:

Anybody have knowledge of credit bureau BMW prefers or uses?

 

What scoring model do most lenders use?  Which auto score?


If you search on "BMW" here in auto loans there are several recent threads with datapoints, such as this

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 5
Creditplz
Valued Contributor

Re: BMW

Depends.... BMWFS is sometimes random.

 

with my DW X5M they pulled EX, with my M5 they pulled EX, EQ.. with my M550i they pulled EX, TU.

 

you can have the dealer pitch them your best score but BMWFS will decide which they want to look at 

Message 3 of 5
cashorcharge
Community Leader
Super Contributor

Re: BMW


@Creditplz wrote:

Depends.... BMWFS is sometimes random.

 

with my DW X5M they pulled EX, with my M5 they pulled EX, EQ.. with my M550i they pulled EX, TU.

 

you can have the dealer pitch them your best score but BMWFS will decide which they want to look at 


I have noticed them get a little more random lately @Creditplz whereas they used to be only EX and now sometimes EX + ?  even for people with solid current or previous accounts...  

 

Did DW get the COMP?  

Message 4 of 5
Creditplz
Valued Contributor

Re: BMW

Yeah! Both are Comp! She got it in Donnington Grey... it was after I tried pushing a GLS 450 and a 600 🤣 

 

Message 5 of 5
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