Going to buy a car soon. I usually buy off clist in cash as I don't spend much on cars.. This time it will be expensive.
I will get either a 16-17' : expedition, sequia, or qx80... so assuming I will spend anywehere from 28-40k here.
Credit score is over 800 income is hard to tell. I am self employed so not sure how they will look at my real estate income. I'm in NY.
Look around at some lenders... so far chepeast I saw was Hudsun Valley CU with 2.49% fixed although they don't give for how many months is that rate.. I am thinking about either a 60-72 month terms but can do less if big rate differemce.
Any thoughts on who has the best rate out there for my scanario?
As mentioned in the previous reply, 2.49% is going to be very hard to beat, unless you buy new and get manufacturer supported financing (ie: 0.00%/0.9%/1.9%) but you will have to buy a new vehicle to qualify for that.
With rate's going up, 2.49% is very competitive imho.