CAR LOAN CREDIT SCORE 550 ( FIRST TIME BUYER )

Remember0 · ‎02-27-2019

If you have close to a 650, I'd recommend trying a few CUs. They maybe able to do much better than 9%.

Oh and congrats on the approval. Mind if I ask who was the approving bank?

Anonymous · ‎03-01-2019

So thank you all for all the advice and tips I have decided to not finance a car right now i think its my best bet to just go and buy a cash car for right now and just save and build on my credit for about 6-8 months so i can have a much better credit score by then so i can get lower intrest rates and will be able to go onto a car lot and get a brand new car with little to no miles on it so thanks again and any ideas, advice, and or knowledge on what credit cards and things like that to building my credit fast and effectivly .

FlaDude · ‎03-01-2019

Thanks for reporting back, sounds like a good move to me.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k