Before they run any inquiries on your credit, ask which banks/finance companies they will be checking, then request that they only try to get financing through between one to three banks/finance companies. Hopefully they can get you financed. I made this request when I purchased my car earlier this month, I didn't want numerous inquiries on my report just in case I couldn't get financed by that dealership and had to go elsewhere. Also know what your credit score is. Once they submitted my application for financing, the salesperson came back and asked if I could get a co-signer, I told them no and then prepared to leave, they then came back and informed me that I was approved by the second bank that they had submitted my application to. A few days later when I checked my credit report, only two inquiries showed up on my credit report. Believe me, the dealerships want your business, but don't let them take advantage of you.
