Putting some feelers out there as I'm looking to buy an LTZ Silverado early next year
Here is my situation:
I live in the Northern VA area.
Scores: EX649, TU 669, EQ 649
I have two judgements filed in 2010 and 2011 that are paid off. Also, a couple of defaulted student loans also paid off. Nothing in collections.
Currently employed with the same company for the last 3 years and a member of the credit Union since early this year.
Gross Income: 92K
DTI: Less than 10%
I'm willing to make up to a 15K down payment to be approved at a decent rate and possibly refinance later.
I do plan on applying to NWFCU first then going to the dealer if necessary.
