I had my car reposessed back in May of 2010 -- I had to pay the loan off 100% in order to get the car back which I did within 2 weeks. It is now May of 2013; the loan reports as "paid repossession" on all 3 credit bureaus. I keep hearing about Fico Auto Scores and was wondering if I would be approved for another auto loan this summer?
I think its going to be too hard to find a definite answer unless someone has had the same situation as you. What I would recommend is applying at a credit union as they would be more wiling to listen to the circumstances.