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I'm stunned, thought maybe they'd give me an aggressive APR. I only applied to Cap1 because this particular dealer is "on their list" and another HP within the past week wouldn't be much of a ding on my my CR.
Not even a HIGH APR, summarily declined despite having $50K in CC CLs.
Try a credit union, they are great to work with.
Might be you total exposure with Cap One right now.
I've already been approved at a couple of CUs. This was out of curiosity thinking maybe a sub-1.99 promo rate. Completely baffled by an out-&-out denial.