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Cap1 auto loan...declined

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Anonymous
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Cap1 auto loan...declined

I'm stunned, thought maybe they'd give me an aggressive APR. I only applied to Cap1 because this particular dealer is "on their list" and another HP within the past week wouldn't be much of a ding on my my CR.

Not even a HIGH APR, summarily declined despite having $50K in CC CLs.

Message 1 of 4
3 REPLIES 3
Anonymous
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Re: Cap1 auto loan...declined

Try a credit union, they are great to work with.

Message 2 of 4
Anonymous
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Re: Cap1 auto loan...declined

Might be you total exposure with Cap One right now.

Message 3 of 4
Anonymous
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Re: Cap1 auto loan...declined

I've already been approved at a couple of CUs. This was out of curiosity thinking maybe a sub-1.99 promo rate. Completely baffled by an out-&-out denial.

Message 4 of 4
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