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Help! Today my payment is due on my Capone auto loan.
I totally forgot the date and I quickly paid it right now, however It says i'm currently 1 day past due but it's due by today.
I'm so mad at myself for letting this happen since i always pay on time.
Today is Sunday so no one is available to talk to and the payment is scheduled for tomorrow. ![]()
I'm still kicking myself for this.
Any advise would be helpful thanks!
You will be fine. You would have to actually be 30 days late in order for them to report it as that.
I would suggest you setup auto payment either through your bank or with Cap1 to avoid this in the future. Like someone else stated you will be fine and nothing will be report on your CR.
As Diabolically said, they can only report after you are actually 30 days late.
I have a simple spreadsheet budget, listing my monthly bills and my annual/bi-annual bills (insurance, property taxes...). Every pay day I look up whats due before my next pay day. You may or may not have a better system than me, but this works great for me.