So if you read my first post my history is less than one year.Cap 1 preapproved me for 17k from 7%-18% depending on if new or used.My overall uti is less than 26% on cards and will drop further when cards update this month.Cars I'm looking at are 10k and under.offer on the table till begining of Apr. Would it be a good idea to take it now or wait till Apr and reapply when accounts age more?