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Capital One Auto Loan online access

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Established Member

Capital One Auto Loan online access

Hello, this past thursday I went to get a car through pre-calification with Capital One. I am still shocked that I got the car I wanted. I thought they'd straight  denied me because of my repo from 3 yrs ago and a late payment with capital one themselves. Anyway my question is i cant find a way to access the loan online. It tells me to log in to my capital one accou t and that i should just need the last 4 numbers of the Acct or the Vin #. When i log in, i can only see my cards. Will the account eventually show up? 

3 REPLIES 3
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Frequent Contributor

Re: Capital One Auto Loan online access

Yes, it will show up.   Several days after buying my car, I became nervous.  I called Cap One's auto loan department and asked if my loan was solid.  She said, yes, it was.  I told her I was nervous because so far I had not received an email after buying my car,  not an acknowledgment, a congratulations, zip, zilch, nada.  She said not to worry, that it takes a few days, and it would show up in my online account.  It did.

 

Congratulations!

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC'd to Quicksilver (9/19) - $700 CL
Capital One QuicksilverOne (3/19) - $1650 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $1000 CL
Amazon Prime Store Card (4/20) - $4800 CL
NFCU cashRewards (4/20) - $500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL

Experian FICO Score - 8/2018: 528

Experian FICO Score - 8/2020 - 672
Equifax FICO score 7/2020 - 668
TransUnion FICO score 7/2020 - 655
Message 2 of 4
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Established Member

Re: Capital One Auto Loan online access

I was feeling the same! It felt unreal and nerve wracking like i though the dealer would call me to return the car or something lol I was expecting at least an email after the purchase. Anyway wonderful news, I finally received a Congratulations text message from Capital One earlier. I can see my loan on my account now. I am so surprised they let you pay monthly, bi-weekly or even weekly. And they let you add additional payment towards the principal with your payments if you want. Using their calculator, if i pay additional $67/week. I can pay off my loan 2 years early 😍😍😍

Message 3 of 4
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Frequent Contributor

Re: Capital One Auto Loan online access


@Veronik2019 wrote:

I was feeling the same! It felt unreal and nerve wracking like i though the dealer would call me to return the car or something lol I was expecting at least an email after the purchase. Anyway wonderful news, I finally received a Congratulations text message from Capital One earlier. I can see my loan on my account now. I am so surprised they let you pay monthly, bi-weekly or even weekly. And they let you add additional payment towards the principal with your payments if you want. Using their calculator, if i pay additional $67/week. I can pay off my loan 2 years early 😍😍😍


They encourage you to pay your car off early.   I love their calculator.    It's really spurred me on to pay my car off much earlier.    

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC'd to Quicksilver (9/19) - $700 CL
Capital One QuicksilverOne (3/19) - $1650 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $1000 CL
Amazon Prime Store Card (4/20) - $4800 CL
NFCU cashRewards (4/20) - $500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL

Experian FICO Score - 8/2018: 528

Experian FICO Score - 8/2020 - 672
Equifax FICO score 7/2020 - 668
TransUnion FICO score 7/2020 - 655
Message 4 of 4
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