Capital One Auto Loan

Anonymous · ‎10-18-2015

I do have question, I wanna apply an auto loan thru capital one my socre is Fico08 699TU 687EX 678 EQ.

is there a chance of approval? or is better for me to go to dealership.

I just got approved for Discover for 5K.

what do you think is my best bet... thanks

Kutuzov · ‎10-18-2015

I don't know, but would like to hear an answer. They send me a letter to apply for an auto loan every now and then. Are their interest rates ok?

Gardening since 03/25/2016. Discover FICO 705 (4/21/16).
Discover It 2000, Barclay Ring 7100, Capital One QS 7000, Amazon sc 6000, Chase AARP 2500, Barclay Rewards 500

Skye12329 · ‎10-18-2015

Score doesn't mean a whole lot but an auto loan should be pretty easy to get IMO since its secured. As for cap1 I think you would be fine, when you apply and if approved you get a range of APR based on car model and year and creditworthiness.

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)

Anonymous · ‎10-18-2015

if you have had an auto loan before with those you should get approved rather easily. Capital One pulls all three CB's. Your income will play a role in how much you are approved for

Anonymous · ‎10-18-2015

Always get pre approved for an auto loan before you go to a dealer. Gives you more leverage. Thenn depending on your credit history you can prolly get the dealership to beat Cap1s apr

Anonymous · ‎10-18-2015

Thanks for all reply..