Capital One ?

[FMC]

When a dealer submits to CapOne, which bureau gets pulled and factored in the decision? Or all 3?

[fury1995]

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@FMC wrote:

When a dealer submits to CapOne, which bureau gets pulled and factored in the decision? Or all 3?

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Capital One is usually a triple pull. They have their own algorithm for approvals tiers but typically they will try to use your higher score for advance (so long as there are more POSITIVE accounts).

[FMC]

I was aware of the triple pull but wasn't sure which one they would use. Thank you for the clarification. Do they use TU for the soft pull or all 3 like the hard pull?