Capital one Auto Nav

[Mjhall85]

So I am just about 12 days post discharge so figured I would try it out as I do need a new vehicle. Says I am pre approved up to 35k! I assume once they do the actual hard pull I will get the same results from what I read on here. interest rate varies from about as low as 9 to as high as 15 on an older vehicle. Hope capital one is right so I can start shopping for my truck.

[Mjhall85]

I've narrowed it down to a couple trucks. One being a 2019 ram warlock with 4K miles for 27k. A f150 fx4 for 22.5 44k miles. I feel like a kid in a candy store with so many options. 

[Azuieldrago]

They still deny me due to including them in my BK for about $1500.

[Mjhall85]

oh wow for 1500 they say no to a loan. NFCU denied me even though I paid back the 108, probably too soon after my BK for them to finance me a car. Hopefully in about 6 months or so can refinance and get a better rate.  The warlock I can get it at 8% which is honestly great 2 weeks post bk. how do you get those icons for your credit score ? looks way better 

[Azuieldrago]

NFCU is 1 yr post discharge for any credit lending if you paid them back so they didn't take a loss. Which for me is $3100.  But I am getting VA disability now and working towards more claims so hopefully I can knock them out soon and get back into a full business partnership with them again.