Capital one navigator

FIIILL · ‎10-19-2021

I just got pre-approved on Captial one navigator online. I've seen some posts that they will ask to provide your pay stub but I don't see any request. when do I need to provide them? is it when it comes down to an actual purchase like after HP at the dealer? or I'm just good to go without it?

Brian_Earl_Spilner · ‎10-19-2021

If required, you'll see it under your profile. Whether you need to provide it is profile dependent. For example, when I first applied and didn't have an auto loan, they didn't require paystubs. Now that I have an auto loan, they'll approve me for 55k, but need paystubs. I provided them for s&g and was good to go. I didn't actually get a new car though.

Anonymous · ‎10-20-2021

@Brian_Earl_Spilner wrote:
If required, you'll see it under your profile. Whether you need to provide it is profile dependent. For example, when I first applied and didn't have an auto loan, they didn't require paystubs. Now that I have an auto loan, they'll approve me for 55k, but need paystubs. I provided them for s&g and was good to go. I didn't actually get a new car though.

+1 to this. Almost everything I read says that if they are required, theyll ask you off the bat. They pre approved me and didnt ask, In the process of getting the final terms right now, so Ill let you know if it comes up at all.