@ngerasimatos wrote:
Why didnt you jsut make the payment when it was due? Id like to know. Sorry if I am being nosey.
It's being legally reviewed now. We're just waiting.
Didn't think payment was due for another 5 days. When the vehicle was financed dealer verbally agreed to extended the due date 5 calendar days. Dealer said no problem we'll make your installment start on the following Wednesday not Friday. Wednesday was requested as first installment since that was the day salary was paid however not reflected on paperwork was verbal. Tried to pay once it was repo'd but dealer refused to accept payment at that point. May have been a planned setup. Dealer says, what, what, don't know what you're talking about. You were told the installment started on Friday and you were late. Why didn't anyone call? Dealer said we don't have to notofy you if your late, vehicle becomes ours to take. But there's no proof of the verbal installment date on Wednesday so it doesn't apply and I didn't include here. Everything feels like a shady setup. They seemed like nice honest family owned dealership at the time. Heh. So on verbal payment was going to be made on Wednesday but the vehicle was already gone. There were multiple people involved, everyone heard the start date of Wednesday. But now everyone says Friday was the agreed start of the installments. Misunderstanding? Ok, here, take my payment right now (Monday). No you're late based on the paperwork, vehicle is ours. Pay in full or walk away. Then they said we have been doing this for 30 years, we can. Sue us they said.
It gets better. They gave 10 days before all rights to pay in full expires and all rights to the vehicle were lost. Based on that as of Tuesday (today) the vehicle is completely lost..... option to refinance - gone. They weren't going to give the vehicle back regardless. It was a great scam if they get away with it. I'll post what happens after legal completes the review in about 1-2 weeks.
