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Has anyone in here obtained a vehicle from Carmax after Chapter 13. I'm been discharged since Aug. 30, 2016 and I want to purchase another automobile to re-establish my credit my score is still low 569 on two and 550 on the other. The bankruptcy things haven't cleared yet but, I have obtained an installment loan with Springleaf financial and two credit cards. How long will it take and will I still have problems getting a vehicle from them.I'm hoping that in this rebuilding process they take my income into account, I've been on my job 17 years and make over $95,000 per year and my monthly bills only total about $2500 per month. I only filed Chapter 13 5 years ago due to a high IRS bill.
Pre Discharge
Equifax 560, Experian 580, Transunion 555
Post Discharge
Equifax 569, Experian 545, Transunion 570
Credit One Credit card $300, First Premier Credit card $500, Springleaf financial loan $2000
I had a car financed....but not with Carmax. I was approved by Wells Fargo @ 10% (😖).
My score at the time was 580.
Give them a call, explain your situation and see what they say.
Good luck!