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Carmax after Chapter 13

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Anonymous
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Carmax after Chapter 13

 

Has anyone in here obtained a vehicle from Carmax after Chapter 13. I'm been discharged since Aug. 30, 2016 and I want to purchase another automobile to re-establish my credit my score is still low 569 on two and 550 on the other. The bankruptcy things haven't cleared yet but, I have obtained an installment loan with Springleaf financial and two credit cards. How long will it take and will I still have problems getting a vehicle from them.I'm hoping that in this rebuilding process they take my income into account, I've been on my job 17 years and make over $95,000 per year and my monthly bills only total about $2500 per month. I only filed Chapter 13 5 years ago due to a high IRS bill.

 

 

 

 

 

 

Pre Discharge

Equifax 560, Experian 580, Transunion 555

Post Discharge

Equifax 569, Experian 545, Transunion 570

Credit One Credit card $300, First Premier Credit card $500, Springleaf financial loan $2000

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1 REPLY 1
Anonymous
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Re: Carmax after Chapter 13

I had a car financed....but not with Carmax. I was approved by Wells Fargo @ 10% (😖). 

My score at the time was 580. 

 

Give them a call, explain your situation and see what they say. 

Good luck! 

 

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