Chryslar Capital

scorepower · ‎05-14-2013

Has anyone dealt with Chrysler Capital? I just applied through the finance website on the dealers website and got a approval. It just says approved and go to the dealer. It also gave me an experian credit score of 561. I just can't imagine it being this easy with a low score like mine.

Anyone have any experience with them?

Thanks

1/16/16 Credit Check Total FICO 08 Scores: TU 633, EX 651, EQ 629

SamsungHDTV · ‎05-14-2013

I never had any experience with them, but I would say be weary of the rate. I'm assuming they'll have a not so friendly rate waiting for you.

coreyb80 · ‎05-15-2013

I've read that they're a product of Santander.

Anonymous · ‎05-15-2013

@coreyb80 wrote:
I've read that they're a product of Santander.

+1 "Chrysler Capital" is Santander operating as a quasi-captive lender. The rates and the products are all Santander, and you can guess what that means.

sccredit · ‎05-15-2013

@Anonymous wrote:
@coreyb80 wrote:
I've read that they're a product of Santander.
+1 "Chrysler Capital" is Santander operating as a quasi-captive lender. The rates and the products are all Santander, and you can guess what that means.

+2, I am sure the approval has stips and is going to be 20%-ish but I wouldn't expect much better with that score.