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Chryslar Capital

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Regular Contributor

Chryslar Capital

Has anyone dealt with Chrysler Capital? I just applied through the finance website on the dealers website and got a approval. It just says approved and go to the dealer. It also gave me an experian credit score of 561. I just can't imagine it being this easy with a low score like mine. 

 

Anyone have any experience with them?

 

Thanks

1/16/16 Credit Check Total FICO 08 Scores: TU 633, EX 651, EQ 629
Message 1 of 5
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Established Contributor

Re: Chryslar Capital

I never had any experience with them, but I would say be weary of the rate. I'm assuming they'll have a not so friendly rate waiting for you.

Message 2 of 5
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Established Contributor

Re: Chryslar Capital

I've read that they're a product of Santander.

Message 3 of 5
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Contributor

Re: Chryslar Capital


@coreyb80 wrote:

I've read that they're a product of Santander.


+1 "Chrysler Capital" is Santander operating as a quasi-captive lender. The rates and the products are all Santander, and you can guess what that means.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
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Re: Chryslar Capital


@Elcid89 wrote:

@coreyb80 wrote:

I've read that they're a product of Santander.


+1 "Chrysler Capital" is Santander operating as a quasi-captive lender. The rates and the products are all Santander, and you can guess what that means.


+2, I am sure the approval has stips and is going to be 20%-ish but I wouldn't expect much better with that score.

Ch 7 Discharge 3/12/2018
Cap One QS1 $3,500, Wayfair $5,000, Blaze MC $3,000, Kohls $2,000, BBVA $2,500
Infiniti Financial lease
Subaru/Chase $12k 1.99%

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