How is a credit score computed if using a co-signer? My score is around 580 and my cosigner has something around 750.
On a slightly related note, I'm looking at cars in the 22k range and have about 10k in cash to put down. Will this increase my chance of approval without a co-signer? Almost no debt, 3+ years at same job and residence, just some old collections.
I'd greatly appreicate any thoughts or advice on this.
