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DCU Approved!!

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Anonymous
Not applicable

DCU Approved!!

Had to get a new vehicle in January after a deer took out my brand new pickup truck, credit was kinda **bleep** (like 603) lots of inquiries, high balances but no baddies, so here I am trying to get a car loan, ended up picking up a '12 VW GTI for 19k, dealer kept telling me I'm approved yada-yada, then hit me with 19.5% interest... But what could I do, i needed it for work..

Now here I am a few month later, with a 690 and a cleaned up report thanks to these forums!

Went to my local credit union who've I've been a member of for years and had my truck loan with offered me 8.5% which is still a huge plus compared to Santander

But I remembered hearing about DCU here, did my homework and applied.. Within a minute I got approved at 2.240%!!!!!

Submitted all my docs today waiting to call them tomorrow

Thank you guys so much!!!
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: DCU Approved!!

Sweet.. Congrats.

Message 2 of 7
9CLINE
Valued Contributor

Re: DCU Approved!!

Congrats...

Message 3 of 7
surferchris
Valued Contributor

Re: DCU Approved!!

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 4 of 7
04Cobra
Frequent Contributor

Re: DCU Approved!!

Congrats on a great rate! Enjoy the new car

Discover $21k | Venture $20k | Quicksilver $15k | NICU Rewards MC $13.5k | Costco $14.5k | Citi Costco $12.5k | Chase Sapphire Reserve $10k | Barclay Apple $9.6k | Best Buy MC $10k | Merrick Bank Visa (formerly Hooters) $2.6k |
Message 5 of 7
Anonymous
Not applicable

Re: DCU Approved!!

Wow amazing! Congratulations on your refi! This forum rocks!

Message 6 of 7
tonyjones
Valued Contributor

Re: DCU Approved!!

I LOVE DCU! i didn't realize they were a big bank.

 

Digital Federal Credit Union (DCU) is a credit union based in Marlborough, Massachusetts. It has over 480,000 members and is among the top 20 credit unions in the U.S.A. and the largest credit union headquartered in New England as measured by assets. DCU has over $6 Billion USD in assets.[1] DCU is regulated under the authority of the National Credit Union Administration (NCUA) of the US federal government.

Current Fico Scores: (November 2025)
Message 7 of 7
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