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DCU Approved

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bclay
Valued Member

DCU Approved

I have had my car loan thru Wells Fargo Dealer Services since 2013 with interest rate of 14.99%  I know thats horrible!  I have been rebuilding for the last two years.  I called DCU you today and they approved me for a 4.49%.  I know they have lower rates but this is GREAT for me!  They also added a $5,000 limit CC.  I am hoping when my scores come up a little more I will go for that 1% interest rateSmiley Happy

Message 1 of 11
10 REPLIES 10
Luscher
Valued Contributor

Re: DCU Approved

Thats awesome! DCU is one of the best. you will qualify for there 1.49% in no time!
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 2 of 11
Anonymous
Not applicable

Re: DCU Approved

Congratulations!!! I'm also hoping to qualify for their best rate soon. Did they tell you your score?

Message 3 of 11
Anonymous
Not applicable

Re: DCU Approved

What were your scores?
Message 4 of 11
bclay
Valued Member

Re: DCU Approved

They said my score was a 658 at 675 you get the tier 1 financing.

Message 5 of 11
Anonymous
Not applicable

Re: DCU Approved


@bclay wrote:

They said my score was a 658 at 675 you get the tier 1 financing.


Thanks for confirming this. That's what I was told too and I thought I might have recorded it wrong. 

 

Love to hear how the process goes, as we're thinking of refi'ing DH's car with them (if our CU won't match). 

Message 6 of 11
Anonymous
Not applicable

Re: DCU Approved

Thanks for the update, I might be able to get get tier 1
Message 7 of 11
Anonymous
Not applicable

Re: DCU Approved

Which Report did they pull?
Message 8 of 11
Anonymous
Not applicable

Re: DCU Approved


@Anonymous wrote:
Which Report did they pull?

DCU pulled Equifax for me,, I heard DCU can pull Experian if you ask them.

Message 9 of 11
Anonymous
Not applicable

Re: DCU Approved

Awesome Equifax is my strong report!! Thanks!!
Message 10 of 11
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