@Bman70 wrote:
@pipeguy wrote:
@joedtx wrote:
Has anyone been able to answer the question about Direct Deposit to get the 1.49 rate, do you need have a certain minimum amount to qualify or does it need to be a full deposit?
In my case, about 75% of my wife's check (US Gov employee) is direct deposited to DCU every 2 weeks. ....snip
How do you DD 75% paycheck? The government won't split it up so you're doing a ACH automated to DCU?
Should we start a new thread on people's direct deposit experiences? That's the part I'm still unclear about with DCU.
Edited because forum doesn't work with iPad
It's pretty easy, say your net check USGov after taxes and health insurance is $2000, you can send whatever you want wherever you want. In her (my wife) case she sends $175 to PenFed where we have a second Mortgage, $200 to our local bank (per paycheck) and the balance to DCU. In my case I work for "Government" but not the same as regular Federal Employees (I'll leave it at that, but I'm not a contractor). I get paid once a month and I can break down my check to go to several different bank accounts too.
My Pay Portal interface is completely different from hers, but there is a place where you can look at your checks, withholding, etc and on that portal you just allocate what goes where - the regular USGov portal is much easier to use and logical.
https://www.nfc.usda.gov/epps/eplogin.aspx
Edit: DW says up to 9 different "allotments" with the balance being the direct deposit
