cancel
Showing results for 
Search instead for 
Did you mean: 

DCU approval - little help friends?!

tag
Trinzero
Contributor

DCU approval - little help friends?!

I just joined DCU because their auto rates looked decent for the times.

It shows the following and Im a little confused because I don't see the interest rate or anything.

Do they just want a sales contract?  

Appreciate any insight to this DCU noob!

 

DCU.png

Message 1 of 5
4 REPLIES 4
Aimfor800
New Member

Re: DCU approval - little help friends?!

Hello Trinzero,

 

Congrats on DCU Auto approval! You will have 45 days to shop for a vehicle of choice. When a vehicle is chosen, and price (up to the max approved) is agreed upon by both you, and the seller/dealership, you will take that signed purchase agreement, scan it, and upload it into your loan portal. Once that is done, a DCU Rep will call, talk over, and finalize the loan - they will give you the rates, monthly payments, GAP options - at the point.

 

Good luck! And congrats!

 

 

Message 2 of 5
Mdowning30
Established Contributor

Re: DCU approval - little help friends?!

I like their 60 payment deferral.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : NPSL/POT $4500 | Tower Federal CU : $15,000
Total Credit Limit : $40000
Experian FICO 8 : 686
| Experian Vantage : 701 | TransUnion FICO 8 : 689 | TransUnion Vantage : 704
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 3 of 5
Trinzero
Contributor

Re: DCU approval - little help friends?!

 Thank you !

Appreciate this this info!

Kinda different not knowing the rate up front.  🤔

Message 4 of 5
junebug225
New Contributor

Re: DCU approval - little help friends?!

You can call and they will get you the rates per the loan term options.

Fico's EQ 540 TU 529 EX 517 starting 3/2015
Fico's EQ 739 TU 750 EX 739 as of 10/2017
Short term 700 across. Long term 750 across the board
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.