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I just joined DCU because their auto rates looked decent for the times.
It shows the following and Im a little confused because I don't see the interest rate or anything.
Do they just want a sales contract?
Appreciate any insight to this DCU noob!
Hello Trinzero,
Congrats on DCU Auto approval! You will have 45 days to shop for a vehicle of choice. When a vehicle is chosen, and price (up to the max approved) is agreed upon by both you, and the seller/dealership, you will take that signed purchase agreement, scan it, and upload it into your loan portal. Once that is done, a DCU Rep will call, talk over, and finalize the loan - they will give you the rates, monthly payments, GAP options - at the point.
Good luck! And congrats!
I like their 60 payment deferral.
Starting Score: 512Thank you !
Appreciate this this info!
Kinda different not knowing the rate up front. 🤔
You can call and they will get you the rates per the loan term options.