I refinanced my 2015 Nissan Altima 2.5S with DCU. Instant approval and signed the paperwork this morning. My payment is $390/month @ 1.74% and includes the cost of GAP insurance. I bought the car last September with an interest rate of 3.9%. It's not a *huge* difference, but I'll take what I can get. I don't know what my score was when they pulled it (Fico says it's 735).
The only issue I had with the process was that I told them I wanted to keep the same payment date (the 28th) so I would always remember it, and they said that was fine. When I logged on my account, they had me down for the 18th, and I have to make a payment before I can change it.
Other than that, it was easy and painless. I signed the documents at 12, and they mailed the check this afternoon.
The only issue I had with the process was that I told them I wanted to keep the same payment date (the 28th) so I would always remember it, and they said that was fine. When I logged on my account, they had me down for the 18th, and I have to make a payment before I can change it.
Other than that, it was easy and painless. I signed the documents at 12, and they mailed the check this afternoon.
