Hey guys trying to help my brother out he wants to refinance with DCU he is a member his EQ fico is 695 are they INQ and account sensitive he has 5 new accounts since Jan and 29 INQS dont wont him to waste a INQ what do u think his chances are? his current rate is 9.80 trying to drop that the car is a 2016 Dodge Dart GT fully loaded except sunroof 600 miles he owes 23k what do u guys think his chances are?
I got a approval through DCU 2 months ago to refinance my car with a 630 beacon 5.0 score. I have several new accounts and had about 50 inquires around that time. they approved me at 6.24 for up to 60 months but unfortunately I couldn't qualify for membership due to chexsystems. i had to go through a local credit union with a 9.99 rate.
@Anonymous wrote:I think he will be fine, I have about the same inquires as him if not more and got approved. Keep in mind that DCU will pull twice for Equifax.
Why would they double pull EQ he is already a member?
@bigpoppa09 wrote:
Why would they double pull EQ he is already a member?
They won't since he's already a member.
