So I recently applied for an auto loan with dcu 2 days ago.. I got approved for 40k and at 5.5%. I had asked for 40k in the application is it possible to ask for a little bit more or is 40k the max they offer? Also they didn't say anything about a credit card over the phone I guess since I had just called to ask when I could start looking for a car and nothing else. Is it too late to ask for the credit card or if I had qualified would they have brought it up?