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Denied!

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Rein
Regular Contributor

Denied!

I just got denied from nfcu. So sad. Got denied and a HP! Not good..... how long should I wait to reapply? And also how long do I have to go on an app spree before the hard inquiries starts hurting me? 

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3 REPLIES 3
starry1
Valued Contributor

Re: Denied!

That seems strange, did you get a reason for denial? Do you have other products with navy?

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 2 of 4
Creditaddict
Legendary Contributor

Re: Denied!


@Rein wrote:

I just got denied from nfcu. So sad. Got denied and a HP! Not good..... how long should I wait to reapply? And also how long do I have to go on an app spree before the hard inquiries starts hurting me? 


For Auto I believe it's 30 days (might be 45 or 60) that should not count the INQ for auto loans in scoring after the first.

 

Have you talked to Navy?

Message 3 of 4
Rein
Regular Contributor

Re: Denied!

It is strange, it gave me an decline but no reason and on the message section it still says in review. So not sure. But I will give them a call. Thx guys!

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