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Digital Federal Credit Union?

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anca21bi
Frequent Contributor

Digital Federal Credit Union?

Has anybody worked with them for auto loans? I am thinking about replying to refinance my car.

Message 1 of 6
5 REPLIES 5
09Lexie
Moderator Emerita

Re: Digital Federal Credit Union?

Yes, there are a couple of threads -even as recent as a few days ago regarding this lender. You must be a member and it's strongly suggested that you obtain membership first before applying.

They pull EQ for membership AND EQ for credit products -2 separate HP's.


If your CS is at least 675, you should qualify for a rate starting at 2.49 or 1.99 with DD or other loans.

http://ficoforums.myfico.com/t5/Auto-Loans/DCU-Auto-Loan-Approved-what-next/td-p/2575009
Message 2 of 6
anca21bi
Frequent Contributor

Re: Digital Federal Credit Union?

Awesome thanks!

Message 3 of 6
Legions36
Frequent Contributor

Re: Digital Federal Credit Union?

I just got approved yesterday actually for a refinance and let me tell u im more happier than ever. This place is the cream of the crop with the 2.50% interest even lower to 1.99% if u direct deposit which i plan on it soon. So easy to work with and they treat u like your royalty. Please treat these guys good they deserve it.

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 4 of 6
anewme35
Valued Member

Re: Digital Federal Credit Union?

How soon after applying did you receive a decision?

Message 5 of 6
09Lexie
Moderator Emerita

Re: Digital Federal Credit Union?

Usually it's the sane day unless you app after hours and it needs to be manually reviewed.
Message 6 of 6
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