cancel
Showing results for 
Search instead for 
Did you mean: 

Does Bank of America report to all three credit bureaus?

tag
Anonymous
Not applicable

Does Bank of America report to all three credit bureaus?

Today I phoned Bank of America just to check, and was told they only reported payments to Experian and Equifax. To be honest I was expecting them to confim all three credit bureaus instead, given their size. Despite much Googling I haven't been able to corroborate this.

 

If anyone has an auto loan from Bank of America, is this true? I currently have an auto loan with a credit union and I got stung by them only reporting to two bureaus. I obviously want to avoid that mistake in future!

 

Thanks.

 

 

Message 1 of 5
4 REPLIES 4
AllZero
Mega Contributor

Re: Does Bank of America report to all three credit bureaus?

Not sure on the auto loan. For CC, BoA reports to all 3 bureaus.

Message 2 of 5
Anonymous
Not applicable

Re: Does Bank of America report to all three credit bureaus?

Yes BOA Reports to all 3 of the CB for autoloans.  

 

Source: My credit reports from my BOA Auto Loan.

Message 3 of 5
Anonymous
Not applicable

Re: Does Bank of America report to all three credit bureaus?

Bank of America is most likely to check your Experian credit report when you make credit card application. After Experian, Bank of America will turn to Equifax. The bank will only use TransUnion data if necessary.

Message 4 of 5
Anonymous
Not applicable

Re: Does Bank of America report to all three credit bureaus?


@Anonymous wrote:

Bank of America is most likely to check your Experian credit report when you make credit card application. After Experian, Bank of America will turn to Equifax. The bank will only use TransUnion data if necessary.


BOA ran my Experian for my Auto Loan.

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.