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Does anyone just pull Experian?

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pritchardhallhokie
Frequent Contributor

Does anyone just pull Experian?

My Experian is the cleanest of my reports and I was wondering if anyone knew of a bank that JUST pulled EX for auto loan?  Thanks!

 

 

 

 


Starting Score: 584TU / 580EQ
Current Score: 670 TU / 680EQ
Goal Score: 720 TU / 720 EQ


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OptimalCS
Frequent Contributor

Re: Does anyone just pull Experian?

From my understanding, auto lenders usually pull all three and consider the middle score. I stand to be corrected.

"Wisdom is the principal thing..."
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Anonymous
Not applicable

Re: Does anyone just pull Experian?


@Aim720 wrote:

From my understanding, auto lenders usually pull all three and consider the middle score. I stand to be corrected.


yeah...NO.

 

Umm scores are usually pulled from specific bureaus by region for lenders, so you need to look at your location and what banks you are applying for.

 

Then if there are issues another pull maybe done to see i you have a "better" score or history.

 

Or better supplemental information available.

 

Score is not the only factor

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