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Does anyone know which auto lenders use TU Fico Auto 9?

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EdenL
New Member

Does anyone know which auto lenders use TU Fico Auto 9?

or straight FICO 8, not auto? Paying off both cars hit me for about 50 points cumulative. Auto fico 8 took biggest hit.

 

Im over 675 on fico 8 both TU & Equi. 660 for exp

Fico auto 9 TU at 675

 

Trying to tailor my applications to those most likely to not waste my time/ding me for nothing. Purchasing sub 60k mile, used 15k max, 10% down

 

6 REPLIES 6
ShreksBFF
Contributor

Re: Does anyone know which auto lenders use TU Fico Auto 9?

US Bank pulled TU 9 but I can't tell if it was straight or auto because both scores are basically identical for me

June 2022:
Jan 2024:
Message 2 of 7
dunn2500
Established Contributor

Re: Does anyone know which auto lenders use TU Fico Auto 9?

depends on your area as alot of banks pull from different scoring models depending on region.......there used to be a list here somewhere and also google

Message 3 of 7
ShreksBFF
Contributor

Re: Does anyone know which auto lenders use TU Fico Auto 9?

BMW FS also pulls TU

June 2022:
Jan 2024:
Message 4 of 7
cashorcharge
Community Leader
Super Contributor

Re: Does anyone know which auto lenders use TU Fico Auto 9?

I believe I've heard that Chase (Captive Financing or Lease for Subaru, Jaguar, Land Rover) uses TU9

Message 5 of 7
Gladius
Frequent Contributor

Re: Does anyone know which auto lenders use TU Fico Auto 9?


@ShreksBFF wrote:

BMW FS also pulls TU


Which model?  There are about 12 different TU models out there.

Message 6 of 7
cashorcharge
Community Leader
Super Contributor

Re: Does anyone know which auto lenders use TU Fico Auto 9?


@Gladius wrote:

@ShreksBFF wrote:

BMW FS also pulls TU


Which model?  There are about 12 different TU models out there.


This may be residency or state specific.  I've had many BMW's and they have NEVER pulled TU...only EX.  Both the dealers and the bank themselves.  I don't know which EX score.  I am West Coast

Message 7 of 7
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