Equifax

[Anonymous]

I'm trying to find any captive auto lenders that use equifax only. Not credit unions that use equifax only actual captive lenders.

Thanks

[Anonymous]

I know Ally and Chrysler Cap. both primarily pull Equifax. They will pull other if we call in and ask for a better rate if TU or EX is better. That's here is GA.

[Anonymous]

It really depend's on where you live to answer this question, many lender's use different bureau's depending on the region.

In my region Chrysler Capital pull's Experian.

I know Commerce Bank, Cap One (usually pull's all 3), Ally (pull's TU but will pull all three if a different bureau scores better).Union Bank and Trust will pull Equifax if asked.

But like I said, this can vary by region with Captive Lender's.

[Anonymous]

I'm in California. I've called a few dealers to see what reports they run and what is needed for tier 1, none seem to pull equifax only it's always a combination.