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FICO simulator way to correct for me!lol

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Mr_Mojo_Risin
Senior Contributor

FICO simulator way to correct for me!lol

I know a lot members don't take the simulator real seriously.But for me its pretty much always been close as long as nothing else had changed.

I checked it after getting my auto loan and for TU it said I would lose 75 points. Well TU updated yesterday and I lost 80 points. From 779 to 699

I still have a new CC that will be reporting in the next week or so. Looks like I'll be taking a beat down this month. Lol 

Thanks for reading! 

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Anonymous
Not applicable

Re: FICO simulator way to correct for me!lol

Where do you get a TU simulator? 

Message 2 of 5
Mr_Mojo_Risin
Senior Contributor

Re: FICO simulator way to correct for me!lol


@Anonymous wrote:

Where do you get a TU simulator? 


I probably wasnt clear on my wording. Apologies for that. The myFICO simulator showed losing 75 points for TU which actually turned out to be 80.

Simulator showed -60 for EQ and ended up being -75.

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
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OmarGB9
Community Leader
Super Contributor

Re: FICO simulator way to correct for me!lol

I think you're probably the exception. For most people it's way off.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 5
Mr_Mojo_Risin
Senior Contributor

Re: FICO simulator way to correct for me!lol


@OmarGB9 wrote:

I think you're probably the exception. For most people it's way off.


Yeah I've been thinking that as well. Idk, it's just always really close for me.

 

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
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