I bought my car a couple weeks ago and my EQ 8 was 690... auto enhanced was 707.
FICO8 current as of :
2-1-26 EQ:
713 TU:
702 EX:
705Hard INQs last 12 months: EQ:
1 | TU:
2 | EX:
1Verizon Visa
$8500 Amex Delta Gold
$10,000 Care Credit
$18,000NFCU CashRewards
$13,500 Apple Card
$7000 Best Buy
$8000 Amazon
$5000STCU auto loan (2026 Hyundai Palisade Hybrid)
6.24%HDFS motorcycle loan (2024 Harley Davidson Road Glide)
9.45%Total CL:
$70,000 --- Total CC UTI:
31% --- AAoA:
6.5 years --- Income:
$257kLast app:
1-31-26