The Ford finance director could not get an exception for approval from Ford so we passed.
However we did get an approval on a leftover 2017 GMC Acadia All Terrain. 9.9% with GM Financial and we will refi with PenFed within the month.
I have been striking out with PenFed for two months now trying to get a credit card and figured try once more with a new auto loan. Low and behold we were approved on this Acadia but not quite for the full amount, short by about $2900. I know the dealer wont budge any more on the Acadia or our trade in. I tried to get a recon for the remaining that we need but they cited income. My wife accepted a job but it wont start for a month so I can’t count her income. The rate with PenFed will be 7.3%. I am getting a bonus at work later this month so we may just pay it down by that much and have PenFed do a new auto refi. It’s either that or we wait until my wife starts in a month and we add her income and do the refi then. Either way they said our approval will still stand. 😊
My wife likes both the Acadia and the Explorer but she likes the Acadia more. We looked at several across the state and she kept going back to this All Terrain version. We are picking it up tomorrow. What’s funny is this one is at a second dealership from the original. The first dealer had us approved but was only on a 2017 SLE-2 trim and it’s out the door was about $100 MORE than the dealer we are getting ours at. I tried to get the first dealer to budge, even sending the competing buyers order over, and they wouldn’t budge. Oh well.
Not bad for 2 months post discharge.
