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Ford Motor Credit Reporting

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Santaclausthereal
Contributor

Ford Motor Credit Reporting

Has anyone ever financed through ford motor credit if so how long did it take the auto loan to start reporting to your credit report my account has been opened since late december and it still hasnt hit my credit report but my other auto loan i took out around the same time with navy federal is already reporting when i talked to ford motor credit they said they last sent out update to bureau on feb28th but im still not showing the auto loan

6 REPLIES 6
fury1995
Valued Contributor

Re: Ford Motor Credit Reporting


@Santaclausthereal wrote:

Has anyone ever financed through ford motor credit if so how long did it take the auto loan to start reporting to your credit report my account has been opened since late december and it still hasnt hit my credit report but my other auto loan i took out around the same time with navy federal is already reporting when i talked to ford motor credit they said they last sent out update to bureau on feb28th but im still not showing the auto loan


They are very slow to update. This is same for account payoffs. You will likely see it update first to Trans Union then Experian then Equifax. 

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

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Message 2 of 7
Santaclausthereal
Contributor

Re: Ford Motor Credit Reporting

dam ty for this information once they report will it be consistent reporting

Message 3 of 7
Erinmarie1
New Member

Re: Ford Motor Credit Reporting

I just financed an suv on Saturday (18th) and it's already reporting on Experian.  Not sure of the others yet 

Message 4 of 7
Santaclausthereal
Contributor

Re: Ford Motor Credit Reporting

did you finance through ford motor credit cause mines still isnt reporting on any on the bureau

Message 5 of 7
Erinmarie1
New Member

Re: Ford Motor Credit Reporting

I did yes.  And it's on all of the bureaus now 

 

Message 6 of 7
Santaclausthereal
Contributor

Re: Ford Motor Credit Reporting

ok thanks i think i figured out what was going on in sent a email to ceo of ford credit about issue and not reporting received a callback from the executive office and was advised that apparently the ford dealership put my account under a business when they did the loan which is why it wasnt showing on my personal report he advised it was being reported to the business side like dun and bradstreet but said he put in request to have it moved over from business account to personal account and it should be on my credit report within 30 days

Message 7 of 7
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