Hey guys,
New here and looking to upgrade my car.
I am looking to get a ~$65,000 loan not including TTL from GM financial on a new ZL1 (trade in + GM financial incentives and supplier discount included)
My rebuilt scores are 720 across the board with 1 $700 unpaid collection (medical, I was young and dumb I know I should have paid it but it already went to collections last year and bombed my score)
My DTI is 18%
Currently I am paying a 4% APR on a 2017 SS from SunTrust and have good standing history with wellsFargo dealerservices, and chase auto since 2011. Both wells Fargo and chase auto accounts have been closed (paid off/trade in). Also had a history of good income and I am paying for a Chevy right now aren't I?
What are my chances? Or should I just forget my dream car and just supercharge the SS?
