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Question for those more knoweldgeable then myself. But say I were to get a new auto loan or a loan for a travel trailer. And I have the money to purchase either set aside. If I were to pay the loan off within 3 months of getting it wouldn't that report as a positive trade line? Any downside to doing this then obviously paying some interest or a pre-payment penatly?
IMHO it would continue to help you as long as it remained on your CR. I would never continue to pay on a loan I could PIF regardless of the score effect unless it was at 0% interest.
Yea my thought was it would help as a positive trade line.