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Goodbye Chase..Hello Navy Federal...

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stema8701
Valued Member

Goodbye Chase..Hello Navy Federal...

Just decided to do a refi with Navy FCU this morning and was approved at 5.69% for 48 months. I couldn't believe it. I'm glad am done with 19.74%. This has been a good week for me. Got Chase to accept my goodwill and successfully refinanced.What more can I say but thanks to everyone in this forum.


Starting Score: 600
Current Score:EX FICO 741 EQ FICO 763 TU FICO 730
Goal Score: 800
NFCU Cash Rewards Sig (23K), Amex BCP(10K), Delta Reserve (20K) Discover IT(8K), CITI HHonors(10K), CSP (8K), CITI TYP(6.5K) CITI American Airlines (9K), Amazon Store Card(4K), Chase SW (4.5K)


Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Goodbye Chase..Hello Navy Federal...

Congratulations, That's a great rate reduction. To achieve that, even through NFCU, you must have done some substantial cleanup on your reports.. But if you're eligible NFCU Rocks for any credit product. Their standards are more forgiving and their terms are competitive.

Message 2 of 5
kevinjjc
Valued Contributor

Re: Goodbye Chase..Hello Navy Federal...

 

Refinance Your Auto Loan and Get $100

To refinance your auto loan, call 1-888-842-6328 or visit your local branch.

Ask about our $100 Refi promotion and apply today.


1Within 30 days of the auto loan origination date, a $100 Navy Federal Prepaid Card will be sent to the address of
record on file. Existing Navy Federal loans not eligible for this offer. 2Rates based on creditworthiness, so your rate may differ. Rates subject to change at any time. Payment example: Loan amount of $20,000 at 1.79% APR for 60 months would have a monthly payment of $349.00. 1.79% APR available on 2011, 2012, and 2013 year models with 7,499 miles or less. Offer does not apply to online applications.

Message 3 of 5
pizzadude
Credit Mentor

Re: Goodbye Chase..Hello Navy Federal...

 

 

That's a great refi !!  Congrats !   Did Navy pull EQ for your approval, and how did your score(s) look to qualify ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 5
stema8701
Valued Member

Re: Goodbye Chase..Hello Navy Federal...

Yes. They pulled Equifax. My EQ FICO was 647 from the last score watch alert.


Starting Score: 600
Current Score:EX FICO 741 EQ FICO 763 TU FICO 730
Goal Score: 800
NFCU Cash Rewards Sig (23K), Amex BCP(10K), Delta Reserve (20K) Discover IT(8K), CITI HHonors(10K), CSP (8K), CITI TYP(6.5K) CITI American Airlines (9K), Amazon Store Card(4K), Chase SW (4.5K)


Message 5 of 5
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