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Hello everyone I'm new,
My car was charged off Nov 2019. I'm now on BK however I lost my job and will be dismissed next month. How will the charged off effect me paying back the balance i owe since I will no longer be on BK? Will they repo or will a collection agency come get my car. I live in TN.
@Anonymous wrote:Hello everyone I'm new,
My car was charged off Nov 2019. I'm now on BK however I lost my job and will be dismissed next month. How will the charged off effect me paying back the balance i owe since I will no longer be on BK? Will they repo or will a collection agency come get my car. I live in TN.
Hello, I have a few questions to better understand your statement.
1. which bk are you coming out from under?
2. Did you file bk and reaffirm the debt to keep the car?
3. How are you coming off bk as a completion and will it be discharged?
4. When did you file for bk?
5. If it is a new bk or within 6 months I believe that you can include the car in the bk if you did not reaffirm the debt?
6. What is your goal with the vehicle?