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Yesterday I bought a new 2014 car... I was approved at 1.9% financing. I wake up and check my phone today and this is what I see......
Type | Account |
Business Loan | BANK OF AMERICA |
Business Loan | WELLS FARGO DS/WACHOVIA DS |
Business Loan | FORD MOTOR CREDIT CORP |
Business Loan | JPMORGAN CHASE BANK |
Business Loan | BANK OF THE WEST |
Auto Loan | NCCINC/CAPITAL FORD MAZDA HYUN |
Auto Loan | US BANK |
Is this going to hurt my credit? Im currently at 719FICO. Will it hurt my changes of apply for a new credit card say for instance American Express?? I was thinking about applying in the next couple of months and I was sent some AMAZING offers from them...
You must've bought a Ford too lol. My husband and I just bought a 2014 Ford the other day. They hit my credit report 5 times. The salesman told me 3 times that it would be 1 hit. Someone replied to my post about this. They said if all the credit pulls were at the same time and for the same type of loan then they will all count as 1 as far as scoring goes. I hate having all those pulls on mine too.
LOL yep! Its was a 2014 Ford Fiesta SE in Candy Blue! Love the car just scared about the all the inquries!!!!!
Its weird that some are labeled business loan...
On the plus side I was approved for the American Express Premier Rewards Gold Card!