My ficos are TU 720, EX 684, EQ652. I have no auto history, my house payment is only one pay check, CC utilization is 18%, I have one settled CO 6 months old and last lates happened in 2008. I am hoping that I can get into the year end clearance on a 2012 Camry or 2012 Honda Accord with maybe 2-3000 down payment. On the same job 4 years.
