Honda Finance

[stagefoursurvivor]

I have been told, particularly in this economy and Japanese automakers recent troubles, that AHFS is very liberal in approving leases/loans.

I'm in the rebuilding process and currently my scores are "wacky" as provided by CCT, Eq 700, Ex 720, TU 565. I understand these are FAKOS but, don't know what's real as they see it.

Any suggestions?

[Anonymous]

Unless AHFC has changed their credit criteria over the last few months,, I don't think they have gone 'very liberal', they may have went more democrat with their lending, but they're still likely to require better credit for their best rates,,

I financed a motorcycle and jetski thru Honda Finance last summer ( got 0.9% for 36-mo on both ) and they were extremely conservative in their lending at that time because they were taking a beating from loan defaults last year,,

As a side note,, They pulled a trifecta on me when I app'd for those loans, they tagged all three CRB's,, and they would not take my application till I provided three personal references and their contact info on the loan documents,, I believe I posted my thoughts on that little requirement of theirs in a previous post ...

,

[stagefoursurvivor]

It seems clear it is better to wait and apply at dealer, rather than online, since I was told Toyota and Honda are currently approving any credit tier with their best rates

[chela62678]

This is not true we had a low 600 and mid 500 good debt to income ratio

offered 31,000 with 14.99 APR not best rates at all

[stagefoursurvivor]

Who was the 

---

@chela62678 wrote:

This is not true we had a low 600 and mid 500 good debt to income ratio

offered 31,000 with 14.99 APR not best rates at all

---

Who was the lender and how long ago? What state?

[chela62678]

Toyota

I'm in TX