If you could wait a while, provided it is not an emergancy to purchase a car now, it would benefit you more to wait as long as possible ( year or so ) better rates less debt ( pay down and get increases if needed).
I'm so jealous! I want the Honda Civic Coupe EX T. I'm also waiting for the manual transmission to come out on it. Gotta have manual with a turbo and my credit to improve by then end of next year. You're gonna get a approved Congrats in advance on the new car!!! while I'm patiently waiting.