No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Thanks for the input everyone..it sucks looks like im stuck but lesson learned,
Depending on how much negative equity you could try and trade it in and lease a new vehicle and roll the negative equity in (higher payment) but once the lease is done so is the negative equity. 2009 vehicle might get 60 months financing because of age and some banks will do 130-135% of book value and you have a better chance of a lower rate at a CU.