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I DID IT!!!

Klaws1000
Valued Member

I DID IT!!!

I have been on this board for a few short months and I received quite an education.  My husband and I were discharged from our Chapter 13 BK in 2/2009 and we were desperate for a better automobile.  We've been driving a 1995 Dodge Caravan that was on its last leg.  I've been spending the last few months cleaning up my report, establishing cc credit and maintaining a very low utilization.  

 

I was approved for a car loan first by Capital One Auto (@ 8.2% for a 2007 year model, lowest APR was 7.2% for a 2009 model).  The next morning I went to my credit union (whom I've been with for 3 years) and after a painless application, I received a rate of 5.5% up to 20K.

 

This week I bought a 2007 Chevy Equinox with 22K miles (one owner - lease turn in) in PRISTINE condition for $16,775.00.  CARSENSE BABY!  NO MONEY DOWN required and payroll deducted car payments.

 

I strongly suggest everyone to TRY your local CREDIT UNION FIRST!

FICO SCORES: 7/29/14 - TU 692 EX 688 EP ?
Message 1 of 2
1 REPLY 1
dede261
Established Member

Re: I DID IT!!!

congrads. One day I hope to be like you. Great vehicle
Message 2 of 2
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