Tough to say how much your APR would potentially drop. I was recently approved by GTE myself at 2.74, with at 750. However, had some high utilization on a CC and had balances on most.
You could always see if the dealer can beat the APR from GTE if you wait for them to post. With auto loans, all hard pulls are treated as 1 with in a certain period of time window (1-2 weeks? don't quote me!) in case you are one to watch your inquiries.
I'd probably wait and see if the dealership is willing to beat it once your balances post!
NEW 2013 Ford Explorer XLT
Final price will be around $30100.
Awesome to hear, Congrats on the new purchase! Great rate you got there too!
Thank you all. The ink isn't dry yet. Renegotiating my trade in. I feel I have more leverage now. Now that I have a decent rate approval for the next 30 days, I'm considering waiting for Memorial Day sales.